This website and its contents are subject to copyright law.

The copyright in some materials incorporated within this website is owned by third parties.

You are authorised to view, copy, download and print the material on this website in unmodified form for personal, non-commercial and informational purposes. You are authorised to make a link to this website.

Any other use of the material on this website must be authorised by Renard Associates Ltd.

The web site has been developed as a service of Renard Associates Ltd. Like any other service, in spite of our best efforts the information in this Web Site may become out of date over time. Nothing on this Web Site should be construed as the giving of advice or the making of a recommendation and it should not be relied on as the basis for any decision or action.

© 2010 Renard Associates Ltd